Crop insurance provides essential protection against the risks that can impact crop production and revenue, including weather events, market volatility, and regional yield losses. With a range of individual policies and area-based coverage options, producers can customize protection to match their operation, manage risk more confidently, and safeguard their financial stability from season to season.
Coarse Grains Insurance
Provides yield and revenue protection for major row crops against losses caused by weather, natural disasters, or market price declines. Coverage options allow producers to insure production, revenue, or both based on their operation’s needs.
Enhanced Coverage Option
ECO is an area-based endorsement that increases crop insurance coverage above an individual policy, up to 90% or 95% of expected county yield or revenue. It helps cover losses in the deductible range when widespread conditions affect an entire area.
Pasture, Rangeland, and Forage (PRF) Insurance
PRF provides coverage for pasture, rangeland, and forage acres using a rainfall index rather than measured production. It helps protect operations from forage loss caused by lack of precipitation during key growing periods.
Stacked Income Protection Plan (STAX) – Upland Cotton
STAX is an area-based revenue protection program designed specifically for upland cotton producers. It covers a band of revenue losses based on county performance and can be purchased alone or alongside a traditional cotton policy.
Supplemental Coverage Option
SCO provides additional county-level coverage that supplements an underlying crop insurance policy. It protects a portion of the deductible when county yield or revenue falls below 86% of expected levels.
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